America is known for high healthcare costs, and for the last decade the debate over private vs government provided health insurance has raged hotter than ever. As economists debate the theoretical future of universal coverage vs private insurance, Americans are living in the real world, and dealing with the cost of how things are today. 

Affordable Care Act crackedSince the Affordable Care Act (a.k.a. Obamacare) was passed in 2010, those living in the United States have been offered access to a government run marketplace to purchase highly regulated health insurance plans. In theory, this would provide standardized healthcare coverage to all Americans, collectively lowering insurance rates across the board. Unfortunately (and predictably) that didn’t end up working. Prices in the ACA marketplace are high, deductibles may be difficult to reach, and coverage can be spotty.


Private health insurance plans, like those offered through Good Faith, have more flexibility, more options, and exist in a marketplace where companies compete for your business through lower prices. As an independent small business, Good Faith Health Insurance has the added benefit of being able to focus on you and your needs specifically, rather than cater diluted plans to the nation as a whole. We also offer healthcare plans year round, while the ACA marketplace has a very limited window.

A recent study by The Manhattan Institute showed that while healthcare costs in America are high, health insurance costs are not to blame. The lion’s share of medical costs Americans endure are from hospital bills, physicians services, and prescription drugs – the exact costs that health insurance aims to mitigate! Insurers may get a bad rap “because they bear the main responsibility for controlling this spending–but their doing so saves consumers money and focuses resources toward better care.” 

So while you may hear arguments touting the benefits of government run health insurance over private insurance companies, know that companies like Good Faith Health Insurance work hard to bring you the best coverage for the best price. Find out for yourself by contacting us today! You may find that you’ll save hundreds, even thousands of dollars a year by switching to one of our plans.